AI employees do the boring 80%: pull the docs, classify the dispute, score the risk, draft the customer reply. Underwriters spend their day on the 20% that needs judgment.
AI employees don’t wait for the queue to fill. They monitor signals, triage, and act — humans only get pinged when judgment is required.
Bank statements, ID, utility bills — manual extraction takes hours. AI extracts and validates in seconds.
70% are routine merchant disputes with predictable outcomes. AI drafts the resolution; humans decide the edge cases.
Strict rules cause friction for clean customers. AI triages the false positives in language a human can sign off on.
Every decision needs a paper trail. Every AI action lands in the vault with model, prompt, sources cited.
kyc.md · dispute-playbook.md · uw-rules.md · sanctions.md. Always-current.
Doc extraction, classification, risk scoring, customer comms — all auditable.
Edge cases, escalations, ambiguity — routed to the right human with full context, no re-reading.
We deploy the AI company tuned for financial — vault, voice, integrations, employees — and you operate it. Or run the open-source desktop app on your laptop.