AI employees take the FNOL, classify the claim, pull the policy docs, score the risk, and draft the customer letter — before the adjuster opens the file.
AI employees don’t wait for the queue to fill. They monitor signals, triage, and act — humans only get pinged when judgment is required.
Calls, forms, emails, PDFs. AI normalizes into a clean claim record and pulls the policy in seconds.
Two adjusters score the same loss differently. AI applies the same playbook every time and flags the edges.
70% of UW cases are clean and predictable. AI clears them; humans price the rest.
Templates feel cold. AI drafts in the carrier voice, with the actual case facts and next-step clarity.
coverage-grid.md · siu-rules.md · uw-guides.md · letter-templates.md. Auditable.
FNOL triage, photo scoring, policy match, customer letters — all with citations.
Edge cases, large losses, suspected fraud — routed to the right human with the file pre-read.
We deploy the AI company tuned for insurance — vault, voice, integrations, employees — and you operate it. Or run the open-source desktop app on your laptop.